Calculation of Partner Assets for Social Assistance Benefits in Amsterdam

For social assistance benefits in Amsterdam, your partner's assets are taken into account. According to the Work and Social Assistance Act (WWB) Article 41, household assets form the basis: savings, shares, real estate and other assets of both partners are combined. In 2024, the threshold for a married couple in Amsterdam is €107,595, for a single person €53,797. The Municipality of Amsterdam strictly tests total assets, even if your partner is employed or has a job in the city. Exception: for a self-employed business, such as a company in the Amsterdam Zuidas or a shop in the Jordaan, a higher asset threshold may apply via special assistance. Loans between partners are treated by the Amsterdam Participation Act as double gifts. The municipality applies 'fictitious attribution': half per person. In case of divorce or relationship breakdown in Amsterdam, you must report this immediately to the Work and Income team via the City Office. Keep bank statements, real estate valuations and proof of Amsterdam mortgage interest rates. Exceedance leads to reduction of the benefit by the excess amount. Practical example: a second home of your partner in Amsterdam-South counts fully, unless it is structurally rented out with demonstrable loss, such as under Airbnb rules in the canal belt. Participants in the Amsterdam benefits scheme receive an annual asset letter from the municipality. For AOW assets, consult the SVB, but combine this with local Amsterdam regulations. Correct reporting to the Amsterdam Customer Contact Centre prevents recovery payments or fines up to €5,280. Structure your joint assets smartly within the limits, for example via recognised Amsterdam foundations or green investments.