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Consumentenrecht

Penalty When Buying a House in Amsterdam: The 10% Rule

The 10% penalty clause when buying in Amsterdam. With high prices this can be €55,000+.

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Penalty Clause When Buying Property in Amsterdam

Amsterdam has one of the most expensive housing markets in the Netherlands. With average prices of €550,000 or more, the 10% penalty can exceed €55,000.

Amsterdam market risks

  • High prices increase the financial risk of the penalty clause
  • Overbidding makes financing more difficult
  • Ground lease (erfpacht) can cause extra complications

Legal help in Amsterdam

Our legal experts can advise you on property purchases in Amsterdam.