WW Benefit and Garnishment in Amsterdam: How to Protect Your Income?
In Amsterdam, a bailiff can levy garnishment on your WW benefit for debts, but a portion remains protected by the garnishment-free amount. This article provides Amsterdam-specific steps to stop or limit execution, including local debt assistance via the municipality and legal options under national laws.
Calculating the Garnishment-Free Amount for Amsterdammers
The garnishment-free amount covers your minimum living expenses. For a single person with a WW benefit in Amsterdam, this is around 90% of the statutory amount, for example €1,342 net in 2025, taking into account high Amsterdam rent and housing costs. Bailiffs must respect this; check the current standards on rechtspraak.nl.
Objecting to Garnishment in Amsterdam
Is the garnishment too high? File an objection with the enforcement judge of the Amsterdam District Court within 8 days. Provide proof of income, WW benefit and household composition. Request a 'garnishment notice' from the UWV and consult the free legal advice office in Amsterdam-West or Oost.
Engaging Debt Assistance in Amsterdam
Contact the Municipality of Amsterdam for WSNP application or debt restructuring via the Debt Assistance Team (teamsh@amsterdam.nl or 020-254 8888). This temporarily halts executions. For WW recipients experiencing poverty, relaxed rules apply; in Amsterdam, rental arrears are prioritised due to high living costs.
Prevention and Amsterdam Tips
Report changes immediately to the UWV to prevent garnishee attachment. Open a garnishment-free account at ABN AMRO or ING in Amsterdam. In emergencies: request an advance from the UWV or use the Amsterdam Food Bank. Also seek help from SchuldHulpMaatje Amsterdam for personal guidance. (248 words)