Combating Fraud in Disability Claims in Amsterdam

Fraud in disability claims (WIA/WAO) in Amsterdam is combated via UWV's external fraud information system and local insurers such as those in the Zuidas region. Suspect cases, such as undeclared work in Amsterdam's hospitality sector or false medical certificates from GP practices in Oud-West, lead to suspension of benefits and recovery. The SUWI Act mandates reporting to the Public Prosecution Service in Amsterdam for offences. Insurers in the region, including ASR and Achmea with offices near the Johan Cruijff Arena, use risk models and data analysis to detect fraud in sectors such as retail and logistics around the port. Criminal sanctions include fines up to €82,000 (art. 359 Criminal Code) and imprisonment, with recent prosecutions by the Amsterdam public prosecutor's office. The UWV Fraud Signal Register shares information with SVB, the Tax Authorities, and the Amsterdam fraud combating unit. Victims in the city have the right to be heard and appeal via administrative law at the Amsterdam District Court. The Insurers' Fraud Signalling Code regulates procedures, with extra attention to the diverse labour market in Amsterdam-Noord. Prevention focuses on honest work reintegration reporting via local reintegration agencies. Case law from the CRvB and the Amsterdam District Court emphasises the burden of proof on the insurer. In 2023, UWV stopped 18% more benefits due to fraud in the Amsterdam region, partly due to intensified cooperation with the FIOD. Privacy is governed by the GDPR with DPIA, including checks on CCTV footage from Amsterdam workplaces. Entrepreneurs with Sickness Benefits in the city risk higher premiums via the UWV differentiation system. Experts from the Amsterdam Bar Association advise compliance training for SMEs. This system protects premium payers in Amsterdam against abuse in a busy labour market.