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Fraud Register Personal Injury Damage Amsterdam: What You Need to Know

Discover the fraud register for personal injury damage: what it is, how it works, and consequences for claims in Amsterdam. Rights, obligations, and assistance via the Court and Legal Aid Office.

3 min leestijd

What is the fraud register for personal injury damage in Amsterdam?

The **fraud register for personal injury damage** is a national register in which insurers and authorities register suspects of fraud in personal injury claims. This register is an initiative of the **Central Fraud Unit for Personal Injury (CFEL)** and helps prevent and combat fraud. For residents of Amsterdam, this can have major consequences for your claim or insurance. The register safeguards the integrity of the personal injury system, including in the Amsterdam region.

Legal basis and purpose in Amsterdam

The fraud register for personal injury damage is not directly laid down in law, but is based on agreements between insurers, the Dutch Association of Insurers (NVV) and the Central Fraud Unit for Personal Injury (CFEL). The CFEL collaborates with the Ministry of Justice and Security and the Authority for the Financial Markets (AFM). In Amsterdam, the Amsterdam District Court at Parnassusweg 220 handles many personal injury cases and fraud incidents.

Important legislation:

  • Personal Injury Compensation Act (Wsl): Regulates compensations and obligations for victims and insurers in Amsterdam and elsewhere.
  • Financial Supervision Act (Wft): Rules on integrity and fraud prevention in the insurance sector.
  • General Insurance Terms and Conditions (AVB): Determine procedures in case of fraud suspicion.
Insurers report suspicious cases to the CFEL for inclusion in the register.

How does the fraud register for personal injury damage work?

The fraud register is an **internal database** for insurers to assess claims for fraud. Not publicly accessible, but crucial for new claims in Amsterdam.

Steps in the process

  1. Signaling: Insurer signals suspicious claim to CFEL.
  2. Investigation: CFEL checks via documents, witnesses or evidence.
  3. Registration: In case of indications of fraud, inclusion in the register.
  4. Use: For new claims in Amsterdam, the insurer checks the register.

Practical examples from Amsterdam

Example 1: Forged medical documents

Situation: Jan from Amsterdam claims back pain after a bicycle accident on Vijzelstraat. Insurer discovers forged reports from a non-existent doctor. Consequence: Report to CFEL, Jan in register. Future claims at Amsterdam District Court, Parnassusweg 220 may be rejected.

Example 2: Duplicate claims

Situation: Maria claims with two insurers for tram accident without notification. Consequence: Discovery via CFEL, inclusion in register. Future claims complicated.

Rights and obligations in Amsterdam

Your rights

  • Information: Request from insurer or CFEL. Visit Legal Aid Office Amsterdam, Vijzelstraat 77 for assistance.
  • Defense: Explain in case of wrongful inclusion for removal.
  • Legal advice: Engage a lawyer via Amsterdam District Court.

Your obligations

  • Honesty: Provide truthful information to the insurer.
  • Cooperation: Cooperate in investigations to avoid fraud suspicion.
  • Notification: Report duplicate claims immediately.

Assistance in Amsterdam

For questions: Legal Aid Office Amsterdam, Vijzelstraat 77 or Amsterdam District Court, Parnassusweg 220. They assist with personal injury and fraud cases.