In divorce in Amsterdam, the Pension Equalization upon Divorce Act mandates pension equalization; fiscally neutral, but timing and local notary costs are crucial for optimal net result.
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Arslan AdvocatenLegal Editorial
1 min leestijd
In Amsterdam, where many couples divorce via the Rechtbank Amsterdam, pension must be mandatorily divided according to the Pension Equalization upon Divorce Act. Pension rights fall fiscally into box 1; the equalization itself is tax-neutral, but the timing of the payout strongly influences the tax burden. An early pension from your ex-partner in the vibrant capital creates a claim right to future AOW and supplementary pension, taking into account Amsterdam pension funds such as ABP for civil servants. Procedure: notify the pension fund of the equalization within 2 years after the divorce date – in Amsterdam often via local offices in the Zuidas. Costs at Amsterdam notaries: €150-400 per arrangement, higher due to urban rates. Advantages of buyout: one-time payment without future risks such as rising healthcare costs in the city, but beware of higher box 3 tax on the lump sum. Example: a €200,000 pension portfolio divided yields a €100,000 claim; in Amsterdam cases with high real estate prices, experts recommend combining this with mortgage adjustments. Always have it calculated by a specialized Amsterdam notary or family law attorney for the best equalization strategy, including local subsidies for divorce mediation.