Privacy and GDPR in the Amsterdam Personal Injury Fraud Register

The Amsterdam personal injury fraud register balances fraud prevention with privacy rights under the GDPR, particularly relevant for the busy courts and insurance practices in the region. Personal data such as name, BSN and claim details from Amsterdam cases are processed on the basis of 'legitimate interest' (Article 6 GDPR). Insurers must conduct a DPIA for high-risk processing, with extra attention to urban data flows. Data subjects have the right to information (Articles 13-14), access (Article 15), rectification (Article 16) and erasure (Article 17). The CFEL is the controller and publishes a privacy statement, accessible via Amsterdam insurance offices. Data sharing with police or FIOD requires a strict necessity test, in line with local cooperation with the Amsterdam police. Complaints are filed with the Dutch Data Protection Authority (DPA), which can impose fines up to 20 million euros. Case law from the Amsterdam District Court, such as in personal injury claims following traffic accidents on the A10 Ring Road, requires minimal data and short retention periods. Automatic inclusion is prohibited; a 'reasonable suspicion' is essential, for example in suspicious claims from Amsterdam-South. Victims can claim damages in the event of data breaches, supported by local law firms. The NVV has a code of conduct for compliant use, tailored to Amsterdam practices. Experts warn against over-retention in urban databases, which is disproportionate. Transparency regarding algorithms in fraud scoring is mandatory under the emerging Algorithm Transparency Act, crucial for Amsterdam fintech applications. (218 words)