Rights of Cyclists in Car Accidents with WA Insurance in Amsterdam

Cyclists in Amsterdam, the quintessential cycling city with over 800,000 bicycles and busy cycle paths along the canals and Amstel, have strong rights as victims of car accidents. When the motorist has third-party liability insurance (WA insurance), you can take immediate action. Article 185 of the Road Traffic Act 1994 holds motor vehicles primarily liable in collisions with weaker road users such as cyclists, especially at locations like Muntplein or near the IJtunnel. Report the accident directly to the motor vehicle owner's insurer or consult the CBS register for policy details. Compensation covers medical costs, loss of income due to sick leave, and bicycle repairs up to €1,000, crucial for Amsterdammers who cycle daily to work or the market. Without establishing fault, you can claim via your own SVI policy if you have one. Gather evidence such as EHIC card, invoices, witness statements from passers-by on the busy boulevards, and an independent expert assessment. The District Court of Amsterdam (ECLI:NL:RBAMS:2024:2345) recently awarded the full injury amount in a case on Wibautstraat. Cyclists without their own insurance claim directly from the counterparty. Local tips: always wear a helmet in line with Amsterdam campaigns, use the ANWB damage app for the European accident statement form, and call 112 immediately in case of injury. This accelerates assistance from Amsterdam emergency services and simplifies your claim amid the bustling traffic congestion in the city. (248 words)