Exemptions in Asset Calculation for Social Assistance in Amsterdam: what does not count?
In the assessment for social assistance in Amsterdam, certain assets are exempt from the asset limit. Learn which exemptions apply under the Participation Act and how the Municipality of Amsterdam applies this to your situation.
Overview of Exemptions in Amsterdam
The Participation Act provides various exemptions to support Amsterdam residents in vulnerable positions. The value of your own home in neighbourhoods such as the Jordaan or Nieuw-West does not count, as long as you live there yourself and do not sublet. Household effects, clothing and bicycles – essential in bicycle-friendly Amsterdam – are also exempt, as are vehicles necessary for work or medical transport in the city.
Specific Exemptions under Amsterdam Rules
- Home and accessories: The WOZ value of your Amsterdam home, including mortgage debt, is disregarded, provided you reside there permanently.
- Inheritance and gifts: Exempt within six months after death or gift, unless obtained intentionally; the Municipality of Amsterdam checks this strictly in applications.
- Medical costs: Aids such as prostheses, wheelchair-accessible adaptations or adapted furniture for canal houses.
- Student financing: Outstanding DUO loans and gifts for study, relevant for many young Amsterdam residents at the UvA or HvA.
Important for Amsterdam residents: Exemptions apply only with proof of necessity, such as an appraisal by a recognised Amsterdam expert. The municipality may refuse social assistance in case of suspected fraud. If your assets exceed the limit after exemptions (in 2024 €7,575 for single persons), you must draw on this within two years. Contact the Amsterdam Work and Income office for personal advice.